With the arrival of iOS 11.2 beta 2, Apple has flicked the big switch that enables Apple Pay Cash, though it’s still in beta.
While both the sender and recipient of funds will need to have the second beta release of iOS 11.2 right now, that will not always be the case.
With Apple Pay Cash on its way to the public eventually, here is how you go about the most common tasks.
Setting Up Apple Pay Cash
Step 1: Open the Wallet app on your iPhone
Step 2: Tap on the Apple Pay Cash card that should now be available for use.
Step 3: Apple’s prompts will guide you through the setup process and ask if you want to enable Apple Pay if it is not already turned on.
Step 4: iOS will push you out to the Settings app to confirm your information.
Step 5: It will then take a few seconds to activate, after which an Apple Pay Cash card will appear in the Wallet app. Once complete, users will be able to access Apple Pay Cash in the Wallet app just like any other payment method.
Send Or Request An Apple Pay Wallet Payment
Step 1: Open a conversation in Messages – this needs to be with the person you are sending money to, or requesting money of.
Step 2: Tap the Messages App Store icon and select the new Apple Pay icon.
Step 3: Tap the “+” or “-” buttons to enter an amount, or use the keyboard if you’d prefer to be a little more civilized.
Step 4: Tap Request or Pay, depending on what you need to do.
Step 5: After previewing your payment or request for payment, press the blue arrow button to send the request or payment.
Sending Money Via Siri
Step 1: Invoke Siri by either the wake word or the device’s buttons.
Step 2: Tell Siri to send a payment to your contact of choice. An example command would be “send one dollar to Oliver.” Note that if multiple payment apps are installed, you’ll need to confirm that you want to use Apple Pay otherwise an alternate app may be used instead.
Step 3: Unlock your iPhone using Face ID or Touch ID to authenticate the payment.
Those are the basics, and they should be enough to get you started. Remember that when adding cash, users must add a minimum of $10 per transaction, with an upper limit of $3,000 in place. This stretches to $10,000 over a seven-day period.
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